What resources are there for employers?
Employers – how has the rise in opioid abuse affected your business? Whether your employees have struggled with addictions, cared for family members who have, or you simply have struggled to find employees who test drug-free, there has likely been some impact.
While rising healthcare costs, and limited resources for addiction and treatment, mean a certain financial toll for business owners, there are ways to alter the likelihood for your company. Many opiate addicts have resulted from the onset of injury or trauma for which narcotics have been prescribed. These incidents, many of which occur on the job, lead to lost wages, lowered productivity and chronic pain management by many of those employees.
There are steps an employer can take to reduce risk, keeping injuries in the workplace to a minimum and identifying those at risk of chronic pain resulting from on the job injury. In fact, Travelers Insurance has developed a new Early Severity Predictor® model that helps to not only identify those at greatest risk of ongoing chronic pain resulting from workplace injuries, but also identifying adjustments to medical care and connections to resources which will help reverse the sharp rise in chronic pain caused by workplace injuries.
For more information on Employee Workplace Injury, the Early Severity Predictor or developing a Safety Management Program you may visit Travelers Insurance, or call our office. If you are currently an employer with workers’ compensation, be sure you are carrying the right amounts, and meeting all of the requirements of your policy. If you are uncertain about coverage limits, audits or other insurance related items, we would be happy to offer you a free consultation.