Sending kids off to college is one of the hardest things I think I ever did with my four children. When my youngest child left for college, I was convinced that I had the process down pat but there still were things that I forgot or never ran into with my other kids. I was always amazed at the number of things that each kid felt he or she had to take with them. We had a large Dodge Caravan and it was always filled to the roof top with barely enough room for me to drive … let alone anyone accompanying me on the trip to the college. The last thing I thought about was if my college bound student had the proper insurance coverages and I am an insurance agent!

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