Home

.

Contact Us

 
  Brownell Insurance Center, Inc. Spring 2007 Newsletter  
 

 
 


 

 

Teen drivers have the highest crash risk of any age group. Per mile traveled, they have the highest involvement rates in all types of crashes, from those involving only property damage to those that are fatal. The problem is worst among 16 year-olds, who have the most limited driving experience and an immaturity that often results in risk-taking behind the wheel. The characteristics of 16 year-olds’ fatal crashes highlight these problems.

Driver error: Compared with crashes of older drivers, those of 16 year-olds more often involve driver error.
Speeding: 16-year-old drivers have a higher rate of crashes in which excessive speed is a factor.
Single-vehicle crashes: More of 16 year-olds’ fatal crashes involve only the teen’s vehicle. Typically these are high-speed crashes in which the driver lost control.
Passengers: 16 year-olds’ fatal crashes are more likely to occur when other teenagers are in the car. Risk increases with each additional passenger.
Alcohol: Although this is a problem among drivers of all ages, it’s actually less of a problem for 16 year-olds. Thirteen percent of fatally injured drivers in 1998 had positive blood alcohol concentrations (BACs). Only 8% had BACs of 0.10 percent or greater.
Night driving: A high-risk activity for beginners. The nighttime fatal crash rate for 16 year olds is about twice as high as during the day.
Low belt use: Teenagers generally are less likely than adults to use safety belts.

Learn how to help protect your teen...
It only seems that way.... This is why you need motorcycle insurance. We want to insure your motorcycles… We have reasonable rates for nearly every driver and every motorcycle. Harleys, touring bikes, ATVs, sport bikes and trikes - We can insure them all.

Our Policies Cover:
Valuable Coverages
• Injury to others
• Damage to the property of others
Protection for Your Motorcycle
• Collision • Fire • Theft

Let Us Provide You With Peace of Mind!
 
 

 

Back button

 
      Copyright © 2007 Brownell Insurance Center, Inc.