Brownell Insurance Center
invites you to visit our
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www.BrownellInsurance.com

How Often Should I Review My Policy?
 

1) When your policy comes up for renewal - Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns you may have. Ask yourself:

• Has the company made any changes in my
coverage since last year?
• Does my policy include a separate deductible
for risks like hurricanes or hail?
• Should I raise the deductible to save money?
• Do I need to raise the amount of coverage for
liability, personal possessions or the structure?
• Should I comparison shop for a cheaper rate?
• Do I need flood, earthquake or an umbrella
policy?

2) Major purchases or improvements to your home - If you have made any major purchases, make sure that you have the proper coverage. Don’t forget about gifts. Talk to your agent about any new jewelry, computer equipment, artwork, etc., that you may have in your home. A floater will give you higher and broader coverage for these items than you have under your homeowners policy.

If you have made major improvements to your home such as adding a new room, expanding a kitchen, enclosing a porch, you risk being underinsured.


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This publication provides summary information and should not be regarded as a comprehensive discussion
of the issues presented. Upon request, we would be pleased to provide information specific to your needs.