New Hampshire / Maine Financial Services
Mortgage Term Insurance
You worked hard to purchase your home. With interest rates low, it has become easier for many American’s to achieve the American Dream, and purchase a home of their own. Unfortunately, this dream can become a nightmare if you experience a sudden loss of income due to an accident or illness. If you’re like most people, your mortgage payment is your largest monthly expense. Imagine a sudden death or illness. How will you pay that mortgage?
Savings? - How long could you survive on your personal savings considering that the average disability lasts 2.5 years?
Social Security? - To qualify, your disability must be expected to last at least 12 months or end in death, in addition to other requirements.
Spouse’s Income? - Can you maintain your current living standard on one income?
The good news! You can help protect your home with an individual disability income insurance policy. Call us today for information on Mortgage Term Insurance at (603) 437-1992 or click here to e-mail us for information.
Long Term Care Insurance
Simply put, it is the Continuum of Care, Housing, and Services provided to (generally) our Family members because they live a long life. (see chart) It’s not a question of whether you, your parents, or your children will live a long life, rather it is a question of what kind of care will you need because you live a long life?
The next question is, who will take care of you/us/them? It begs the question, not IF family will take care of you, but WHAT will it do to your family? What will it do to finances, both yours and theirs?
Long term Care Insurance solves many problems at the cost of pennies on the dollar of services provided. Primarily, however, “It allows people to continue to do good things for their families!”
The Financial Services staff at Brownell Insurance can provide you and your family an analysis of a family’s exposure to Long Term Care costs...and a Plan to minimize it through judicious use of government endorsed insurance.
Call us today for information on Long Term Care Insurance at (603) 437-1992 or click here to email us for information.