Do you need to rebuild after a storm or fire has caused damage to your property? No matter how extensive the damage to a building may be, some debris must always be removed before the site is ready to be repaired and those costs must be considered.
The cost of removing debris depends on the cause of loss and the degree of damage. For example, in a major fire loss, the fire might actually consume much of the debris making the removal mostly a clean-up expense. If the same amount of damage were due to a hurricane, clean-up might entail clearing debris from the building site as well as cleaning up debris the storm carried away from the location. And...if the debris is hazardous material, prepare for higher costs.
Property insurance policies usually provide some percentage of the coverage limits for debris removal following a loss. Regardless, you should contact one of our building coverage experts for a free analysis of your current property coverage that gives full consideration to your debris removal exposure.
Changes in Your Life
Getting married? Having a new baby? Child going off to college? Has your
home based business grown? How about purchasing new snow equipment or buying
a new car or perhaps diamond earrings? These are all changes that call for
updating your insurance coverage.
How is your health? If you’ve been having health issues, you’ll want to make
sure your family is well provided for should something happen to you. Even
is your child is not born yet it is important to talk with your insurance
agent so you can protect them immediately.
We are here for every stage of your life. Call us at (603) 437-1992 for a
complete complimentary insurance review so your insurance coverage matches
your life’s milestones.
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Ask Us! |
Welcome to the newest section of our quarterly newsletter. Do you have a
question that you need answered? You aren’t alone! Send all your insurance
questions to:
rick@brownellinsurance.com and we’d be glad to answer them for you.
Q. How long am I required to have an SR-22
Insurance Certificate?
A. • Three years from the date of conviction/crash
or from time imposed by a hearings examiner.
• If convicted of a Driving While Intoxicated
Second Offense, 5 years from the date of
conviction.
• If convicted of a major offense in the time
frame required to carry an SR-22 insurance
certificate, the requirement will be extended for
3 years from the date of the major conviction.
Q. How can I be relieved of my SR-22 Insurance
Certificate Requirement?
A. • Submit a written request including your name,
address, and date of birth to:
DOS, DMV, FR
23 Hazen Drive
Concord, NH 03305
(603) 271-3105
