Employers

Employers Brownell Insurance can help employers offer a more complete employee benefits package. The policies listed below are available for your employees.
Policy Type	Advantages	Importance
Accident/Sickness Disability	Gives financial assistance beyond an accident, including sickness and off-the-job disability riders.	Long illnesses and disabilities can greatly decrease the ability to earn a living.
Short-Term Disability	Monthly benefits are provided to offset loss of pay due to illness or non-work related injuries.	An average of 2,200 disabling injuries occurs every hour during the year!¹
Cancer Protection	Provides assistance for medical expenses incurred due to cancer treatment.	In the USA, men have a 1in 2 and women a 1 in 3 lifetime risk of getting cancer. Over $37 billion is spent each year to treat cancer.²
Term Life Insurance	Provides financial protection now with the choice to switch later to permanent coverage.	The premature death of one or both of the main money earners in a family can be catastrophic for those left behind.
Dental	A plan that offers independent choice and no need to coordinate of benefits. Plan has no deductible.	Preventive care reduces the chances of high dental expenses and reduces the risk of time taken off from the job.
Section 125 (Cafeteria Plan)	A way for employees to buy a variety of supplemental insurance products through their employer on a "before taxes" basis that can increase the employee's take home salary.	Helps breadwinners to provide further for their families without creating a financial hardship.
¹Accidents Facts 1998 Edition, National Safety Council	²Cancer Facts & Figures - 1999, American Cancer Society
Contact Marie Brownell for Supplemental Insurance Policies.