PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) generally
prohibits any financial institution, directly or through its affiliates,
from sharing nonpublic personal information about you with a nonaffiliated
third party unless the institution provides you with a notice of its
privacy policies and practices, such as the type of information that it
collects about you and the categories of persons or entities to whom it may
be disclosed. In compliance with the GLBA, we are providing you with this
document, which notifies you of the privacy policies and practices of
Brownell Insurance Center, Inc.
OUR PRIVACY POLICIES AND
PRACTICES
1.
Information we collect:
We collect non-public personal financial
information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us, our affiliates, or others;
- Information we receive from a
consumer-reporting agency.
2.
Information we may disclose to third parties:
We do not disclose any non-public personal
financial information about our customers or former customers to anyone,
except as permitted by law.
3.
Nonaffiliated third parties to whom disclosures may be made:
We do not disclose any non-public personal
financial information about our customers or former customers to anyone,
except as permitted by law.
4. Our
practices regarding information confidentiality and security:
We restrict access to nonpublic personal
information about you to those employees who need to know that information
in order to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal regulation to
guard your nonpublic personal information.
5. Our
policy regarding dispute resolution:
Any controversy or claim arising out of or
relating to our private policy, or the breach thereof, shall be settled by
arbitration in accordance with the rules of the American Arbitration
Association, and judgment upon the award rendered by the arbitrator(s) may
be entered in any court having jurisdiction thereof.
6.
Reservation of the right to disclose information in unforeseen
circumstances:
In connection with the potential sale or
transfer of its interests, Brownell Insurance Center, Inc. and its
affiliates [ if any ] reserves the right to sell or transfer your
information (including but not limited to your address, name, age, sex, zip
code, state and country of residency and other information that you provide
through other communications) to a third party entity that (1) concentrates
its business in a similar practice or service; (2) agrees to be Brownell
Insurance Center, Inc.’s successor in interest with regard to the
maintenance and protection of the information collected; and (3) agrees to
the obligations of this privacy statement.
7. Customer
acknowledgement and signature:
By signing my name below, I am indicating
that I have read the privacy policy of Brownell Insurance Center, Inc. and
that I understand the terms. No promises or representations have been made
to me to induce me to sign this form.